Garrett McMillan is recognized by Forbes as a Best-In-State Financial Security Professional and is the President of TRIAD Wealth in Saint Louis. His passion for financial education, especially among Millennials and Gen Z, stems from his realization that they lack essential fundamentals of finance or investing.

Garrett is committed to bridging this education gap by empowering his clients with strategies designed to help them achieve financial confidence earlier in life. He understands their desire to break away from traditional financial paths and is dedicated to making complex financial concepts accessible through his "Money Explained" approach.

Holding Series 7 and 66 licenses and the Certified Fund Specialist (CFS) designation, Garrett serves over 600 clients across 27 states, continuously working to expand his mission of financial education and empowerment.

Registered Representative and Financial Advisor of Park Avenue Securities and Financial Representative of Guardian. CA Insurance License #0H97795. This Forbes award is not issued by Guardian or its subsidiaries. The annual Best-In-State Financial Security Professional is based on criteria developed and obtained by SHOOK Research, LLC. No compensation was provided in connection with obtaining this rating; however, advisors may choose to pay fees to Forbes and Shook for premium listing features; including, usage rights of the ranking logo. Past performance is not an indication of future results.

Russ McMillan retired in 2023 after more than 30 years in the financial services industry. Since beginning his career in 1992, Russ dedicated himself to helping individuals and families better understand their finances and more effectively utilize their financial resources.   

As the founder and former president of TRIAD Wealth, Russ worked with individuals, families, and business owners on strategies focused on wealth accumulation, tax efficiency, and long-term financial planning. Throughout his career, he emphasized financial education and the principles of economics, believing that clients were better served when they understood not only what financial strategies they were implementing, but why.     

Russ built TRIAD Wealth around these principles and spent decades developing lasting relationships with the clients and families he served. His son, Garrett, joined him in the business in 2009 and now serves as President and owner of TRIAD Wealth, continuing the firm Russ founded.     

Russ has been happily married to his wife, Linda, since 1979. They have one son, Garrett, and have called St. Louis home for more than 30 years. In retirement, Russ enjoys traveling the world, great food, riding his Harley-Davidson, and spending time with family.   

Meghan Lyday is the Office Manager at TRIAD Wealth and works closely with our team and clients every day. She helps coordinate paperwork, guides clients through the life insurance application and underwriting process, schedules meetings, gathers information, and makes sure client requests are handled accurately and efficiently.

Outside of the office, Meghan enjoys spending time with her husband, Chris, and their two sons, Alex and Danny. She’s been married to Chris for more than 20 years, and with two boys who love baseball, there’s a good chance you’ll find her at the ballpark cheering them on.

Micki Borawski is a Series 65 licensed Financial Associate with TRIAD Wealth. She works alongside Garrett McMillan and supports clients by managing investment paperwork, coordinating account processing, and helping keep transactions and service requests moving smoothly and accurately.  

Outside of work, Micki enjoys baking, taking on DIY home projects, and spending time with her two dogs, Smudge and Huckleberry.  

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Triad Wealth is not an affiliate or subsidiary of PAS or Guardian.